Finance Lease

The traditional form of equipment finance, a Finance Lease is good where assets are less susceptible to rapid technological change, or have extremely long effective lives. For those industries and types of equipment more exposed to technological change, an Operating Lease (or Rental) is usually more appropriate.

Full Use, at a Known Cost

Under a Finance Lease, you have full use of the equipment during the term. You have the security of a predictable monthly payment, with a known residual at the end of the term. In addition, there is no initial outlay, so you'll have access to the equipment without the up-front cost.

End of Term Options Without Commitment

At the end of the Lease term, you can take ownership of the equipment simply by paying the stated residual value - no mystery, no hidden fees or costs.

Tax Effective Asset Management

While the equipment does appear on your Balance Sheet, the full Lease payment is tax-deductible with business use. While GST is payable on Lease payments over the full term, Clients with an ABN can claim back the GST component.

Click here for a comparison between CHP, Finance Lease and Rental

The Leasing Centre's expert staff will work with you to build a solution to allow you to secure the equipment you need to build, modernise or revitalise your business. We tailor each equipment finance strategy specifically to the needs and capacities of each client - our solutions are designed to effectively help bridge the gap between needs and budgetary constraints.

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